It’s the next best thing to having your bills pay themselves.
Using internet access and your personal computer, you can connect to BankSmart, First American’s home banking service. No matter where you are, your funds are at your fingertips 24 hours a day.
Simplify your banking.
Imagine paying a bill without writing a check, searching for a stamp, stuffing and sealing an envelope, or remembering to mail it. With BankSmart, that tedious task is reduced to the simplicity of pushing a few buttons. All your payees can be programmed into the service, from your credit card companies to your paperboy.
Put your checkbook on auto-pilot.
With BankSmart you can pay your bills as they come in or set up automatic, recurring payments (mortgage, auto loans, savings plans, etc.) and forget about them. Up to 45 payees (except government agencies) can be programmed into the system each month, and payees can be added or deleted at any time.
Promote protected, punctual payments.
Once you set your payments in motion, they’ll reach their destination within their specified time (2-3 business days for payments transmitted electronically, 5-8 business days for payments being mailed). BankSmart will not allow you to make payments if you have insufficient funds, because it verifies the balance in your account before making a payment. If something is lost in the mail or not credited properly, First American Bank will research the problem and take care of it, personally. With protected, punctual payments, you’ll never have to worry about late fees again.
Free Account Access.
With BankSmart you will have free access to your account information 24-hours a day. You can obtain information on all your First American Bank accounts – checking accounts, money market accounts, CDs, savings accounts, IRAs and loans. With a click of your mouse, you will be able to check balances, see what checks have cleared, transfer funds and more.